🇮🇳 SWP Calculator (Systematic Withdrawal Plan)
Calculate your regular monthly income, total interest earned, and final mutual fund corpus balance.
Total Invested
₹10,00,000
Total Withdrawn
₹9,60,000
Remaining Balance
₹7,20,000
Yearly SWP Breakdown Schedule
| Year | Withdrawn | Interest Earned | Closing Balance |
|---|
Complete Guide to Systematic Withdrawal Plans (SWP)
A Systematic Withdrawal Plan (SWP) allows mutual fund investors to redeem a specified dollar amount at regular intervals (monthly, quarterly, or annually). It provides a steady pension-like cash flow during retirement.
Frequently Asked Questions (FAQ)
How is SWP taxed in India?
Only the capital gains component of each withdrawal is taxed (LTCG / STCG rules apply based on fund category), making SWP far more tax-efficient than dividend options or FD interest!